Terms of Service
Last updated July 13, 2026
1. Who we are
Guilford Motors is a used-car dealership on W Market St in Greensboro, North Carolina. These terms cover your use of our website and any online account you create with us. By using the site or creating an account, you agree to them.
2. Your account
You're responsible for keeping your password and account secure, and for activity that happens under your account. Tell us right away if you think someone else has access. Financing applications you submit online are tied to your account — provide accurate information; false or misleading information may result in denial of your application or suspension of your account. You can ask us to delete your account at any time — contact us at (336) 299-6555 or through the contact page. Deleting your account does not automatically erase financing applications or inquiry records we keep as dealership business records; see our Privacy Policy.
3. Vehicle listings and pricing
We work to keep inventory, prices, mileage, and vehicle details accurate and up to date. Listed prices on the site are cash / asking prices — informational, not a binding offer or a credit term. Availability and pricing can change, and errors happen. A sale is final only when confirmed in a signed purchase agreement (and, for in-house financing, the written retail installment contract you sign at the lot). Photos may not reflect every detail of a specific vehicle.
4. Payments and financing
Guilford Motors offers its own in-house buy-here-pay-here financing — including a 0% APR (annual percentage rate) option, with approved credit. This financing is offered solely through Guilford Motors, at our discretion; it is not a bank or third-party loan, and banks and outside lenders do not offer it. We do not charge interest on in-house accounts — the 0% APR does not increase after you sign. You are always free to finance your purchase through your own bank or another lender instead — in that case Guilford Motors is not a party to your loan agreement with them, so long as your full balance for the vehicle is paid to us.
No specific financing terms — the amount financed, down payment, payment amount, number of payments, or any finance charge — are quoted or offered as credit terms on this website. Your exact terms are set only in the written retail installment contract you sign in person at the lot, which controls. A down payment amount you enter on an online financing application is application information only — it is not an approved or advertised credit term.
Our in-house accounts carry no late fees. That does not waive your other obligations: if an account goes into default and the vehicle is repossessed, you remain responsible for amounts you owe under your signed contract, including reasonable repossession, towing, and storage costs, as set out in that contract and permitted by North Carolina law.
Online financing applications collect identity and credit- application information (including Social Security number) so we can process your request. They are applications, not contracts. You will acknowledge our Financial Privacy Notice in the application flow. We do not collect banking account numbers on the online financing form. We do not pull a consumer report online as part of the website application; if a report is needed, it is obtained in person at the dealership under the authorization you provide. Online vehicle payments are a separate planned feature; when they launch, card details will be handled by a PCI-compliant payment processor (such as Stripe) and never stored on our servers.
5. Acceptable use
Don't misuse the site: no attempting to break security, scrape or overload the service, submit false information, submit another person's Social Security number or driver's license without authority, or use the site to harm others. We may suspend access that violates these terms or the law.
6. Disclaimers and liability
The website is provided “as is.” To the extent the law allows, we're not liable for indirect or incidental damages arising from your use of the site. Nothing here limits rights you have under North Carolina consumer-protection law. Vehicle warranties, if any, are stated separately in your purchase documents.
7. Changes to these terms
We may update these terms as the platform grows. When we make material changes, we'll update the “Last updated” date above and, where appropriate, let you know.
8. Contact
Questions about these terms? Call us at (336) 299-6555. See our Privacy Policy for how we handle your information.